Hello Chuck Zanone,
Do you have any screenshots? If yes, Please you can send a screenshot showing where the problem is, it often helps us understand.
Please note: Secured folder is a Premium/Business(paid) feature. Please check do you have a valid subscription(Premium/business)?
Please check your system connected with internet or not? If not, please connect it first then try the same.
Check your internet connection now start the AxCrypt app and credentials. Now you are able to see the Premium status on the AxCrypt application title bar.
Now you can use the secured folder option without any issue.
If the above doesn’t help, please write an email to our support team support@axcrypt.net.