Hello Michael,
AxCrypt will use the subscription level to increase the level of security. That means, AxCrypt application use AES-256 bit algorithm for premium users, AES-128 bit algorithm for free users, when securing the files.
AxCrypt will allow the users to decrypt the encrypted file with the original password which is used for encryption.
If the file was encrypted with a different password than your sign in password, then you have to enter the file password while viewing/decrypting the encrypted file.
For example: Try to encrypt a file with your AxCrypt password and then reset your AxCrypt account password using Reset Password Feature. Now if you open the encrypted file, you will be prompted for enter the file password (which is used for encryption of the file).
If you are asking any Queries, please write to Support@axcrypt.net. we are happy to help you.